What is loan splitting, and when is it beneficial? • Brokerage & Co • Finance Brokers
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What is loan splitting, and when is it beneficial?

By Victoria Stefano

Loan splitting involves dividing your home loan into multiple portions, some with fixed interest rates and others with variable rates. This strategy provides a balance between rate predictability and flexibility. It can be beneficial if you want to hedge against rate fluctuations while keeping some flexibility in your repayments.