BUSINESS · COMMERCIAL · SME
Funding that fits the plan not the other way around
Premises, cash flow and growth capital, put together the way a lender needs to see it
Talk to a broker$2bn
Settled
5,500+
Clients
50+
Lenders
5.0
350+ reviews
Meet your specialist
Sergio Stefano
CEO & Head Broker
Sergio founded Brokerage & Co believing people deserved more than transactional finance. As FBAA State President for SA and NT, he also works to raise industry standards.
Commercial finance plays by its own rules, and it rewards knowing them. Cashflow, lease terms, business structure, security: there's a lot in the mix, and lenders all weigh it differently.
We speak their language and know how to put a deal together that holds up. Buying premises, refinancing, or funding your next stage of growth, we help you move with a clear head and a plan that stacks up.
What business finance can a broker arrange?
Working capital and overdrafts, owner-occupied premises, fit-outs, vehicle fleets and equipment, and structured growth funding. If it moves the business forward, there is usually a sensible way to fund it.
Can I buy my business premises instead of renting?
Owner-occupied commercial property is a common and often sensible step. It changes your cash-flow profile and ties up capital, so we work through the rent-versus-buy maths with you and your accountant first.
Is a newer business a deal-breaker?
Shorter trading histories narrow the field but rarely empty it. Specialist lenders assess newer businesses on the wider picture, and we tell you honestly what your file supports.
Our clients’ stories
What happens when you reach out
- 1
The conversation: 15 minutes on the business, the plan and what the funding needs to do.
- 2
The structure: the facility matched to how the investment actually pays back, with the security mix explained.
- 3
The application: your numbers presented the way a lender needs them, and managed through to approval.
- 4
The next stage: we stay in your corner as the business grows, so the next facility starts from a known position.
“Service like no other! I've never had a mortgage broker so on the ball. Great advice, friendly and professional.”
“Told him about a complicated financing scenario. He told us step by step the best way to proceed. I'd recommend him to anyone!”
“Outstanding service. No question was too much and no call was ever a bother. His response time reflected his work ethic.”
“Always extremely responsive and willing to go that extra yard. I could not recommend his service enough.”
Get in touch
Tell us where you’re headed
Start the conversation
Run your own numbers
Worth knowing
What kinds of business finance do you arrange?
Working capital and overdrafts, commercial property purchases including owner-occupied premises, fit-outs, vehicle fleets and equipment, and structured growth funding. If it moves the business forward, there is usually a sensible way to fund it.
What do lenders look at in a business application?
Trading history, cash flow, security on offer and the strength of the story around the numbers. A well-packaged application answers the lender's questions before they are asked, which is most of what we do.
Is a newer business a deal-breaker?
Not necessarily. Shorter trading histories narrow the field but rarely empty it. Specialist lenders assess newer businesses on the wider picture. We tell you honestly what your file supports.
What does your service cost the business?
Nothing for our advice. Some brokers charge for it; we expressly do not. Lenders pay us, disclosed up front.
In your corner
Tell us what you're working toward and we will map the path. 1300 941 446, or book a time that suits.