VEHICLES · TOOLS · MACHINERY
The workhorse financed properly
From a single ute to a full fleet, at a rate that looks after your bottom line
Talk to a broker$2bn
Settled
5,500+
Clients
50+
Lenders
5.0
350+ reviews
Meet your specialist
Sergio Stefano
CEO & Head Broker
Sergio founded Brokerage & Co believing people deserved more than transactional finance. As FBAA State President for SA and NT, he also works to raise industry standards.
Need the vehicle or the gear? You need it sorted, not stuck in a week of back-and-forth. Dealership finance is fast, but fast rarely means cheap. We line up the right finance just as quickly, at a rate that looks after your bottom line, from a single ute to a full fleet.
Should I finance the ute through my home loan?
Purpose-built vehicle and equipment finance matches the term to the asset, so you finish paying for the vehicle while you still have it. There are exceptions, which is why the conversation matters.
What is a chattel mortgage?
A common structure for business-use vehicles and equipment: you own the asset from day 1 and the lender holds security over it. Your accountant covers the tax and GST side; we handle the finance.
Can I finance tools and machinery, not just vehicles?
Yes. Trailers, excavators, scaffolding, workshop machinery, medical and hospitality equipment: if it earns your business money, there is usually a sensible way to finance it.
Our clients’ stories
What happens when you reach out
- 1
The conversation: 15 minutes on what you are buying, how the business uses it and how soon you need it.
- 2
The structure: the finance type and term matched to the asset, with the numbers shown plainly.
- 3
The application: packaged across the right lenders and managed through to approval.
- 4
The next purchase: we stay in your corner as the fleet grows, so the next one is easier than the first.
“Service like no other! I've never had a mortgage broker so on the ball. Great advice, friendly and professional.”
“Told him about a complicated financing scenario. He told us step by step the best way to proceed. I'd recommend him to anyone!”
“Outstanding service. No question was too much and no call was ever a bother. His response time reflected his work ethic.”
“Always extremely responsive and willing to go that extra yard. I could not recommend his service enough.”
Get in touch
Tell us where you’re headed
Start the conversation
Run your own numbers
Worth knowing
Should I finance the ute through my home loan?
Rolling a vehicle into a 30-year home loan means paying it off long after the vehicle is gone. Purpose-built vehicle and equipment finance matches the term to the asset. There are exceptions, which is why the conversation matters. General information only.
What is a chattel mortgage?
A common structure for business-use vehicles and equipment: you own the asset from day 1 and the lender holds security over it. Depending on circumstances there can be tax and GST considerations, which your accountant can advise on; we handle the finance side.
New business with a short ABN history: is finance possible?
Often, yes. Some lenders specialise in newer ABNs, assessed on the wider picture. No promises, just an honest read of your file and the realistic options.
What do you charge?
Nothing. Some brokers charge for their advice; we expressly do not. The lender pays us, and we disclose how that works up front.
In your corner
Tell us what you're working toward and we will map the path. 1300 941 446, or book a time that suits.