BUSINESS · COMMERCIAL PROPERTY
Commercial property loans
Commercial finance plays by its own rules, and it rewards knowing them. Cashflow, lease terms, business structure, security: there's a lot in the mix, and lenders all weigh it differently.
We speak their language and know how to put a deal together that holds up. Buying premises, refinancing, or funding your next stage of growth, we help you move with a clear head and a plan that stacks up.
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CLIENT STORIES
Real clients, in their own words
“WOW!! Sergio & his team delivered nothing but exceptional service. Application completed and approval received in days.”
“When people say Sergio is a wizard, he really is. I did not think it was possible to get pre-approved that fast.”
“Service like no other! I've never had a mortgage broker so on the ball. Great advice, friendly and professional.”
Run your own numbers
Worth knowing
How is commercial lending assessed differently?
Lenders weigh the property's income, lease terms, your business performance and the security mix, and each lender weights them differently. The same deal can look average at one lender and strong at another, which is the whole case for comparing properly.
Owner-occupied or investment premises: does it matter?
Yes, meaningfully: pricing, loan-to-value limits and assessment all shift depending on whether your business occupies the property. We structure for which one you actually are.
What deposit does commercial property need?
Generally larger than residential, with the range depending on the property type and the deal's strength. We give you the honest number for your scenario early, before you commit to anything.
What does your service cost?
Nothing for our advice. Some brokers charge for it; we expressly do not. Lenders pay us, disclosed up front.
In your corner
Tell us what you're working toward and we will map the path. 1300 941 446, or send an enquiry.