TRADIES · SUBBIES · CONSTRUCTION
Tools down Finance sorted
Home loan, ute, gear or growth, sorted by a specialist broker who's spent over a decade on the tools
Talk to a broker$2bn
Settled
5,500+
Clients
50+
Lenders
5.0
350+ reviews
Meet your specialist
Dean Freda
Finance Broker · Tradie Specialist
Dean spent 13 years on the tools before he ever wrote a loan. Dean knows how you earn along with the lenders that will back you for it.
You're up before the sun and on the tools all day, so the last thing you need is a lender who buries you in forms and takes a fortnight to call back. Home loan, commercial expansion, ute, or the gear that keeps you earning, we get it sorted without the runaround.
Our specialist tradie broker knows how tradie income works, which lenders back you, and how to move fast when you need the money. You keep the job moving. We're in your corner, keeping the finance moving.
Can a tradie get a home loan with irregular income?
Big months and quiet months are normal on the tools, and the right lenders read a well-packaged file for what it is: a business that works. Presenting it properly is our job, and our specialist tradie broker has lived it himself.
Can I finance the ute and tools alongside the home loan?
Yes. Vehicle and equipment finance runs alongside the home lending, structured so the gear does not lean on the house. One conversation can cover the lot.
I've been knocked back before. Is it worth trying again?
Usually the knock-back was about paperwork, not money. A different lender and a properly presented file often read the same situation completely differently. Bring the story; our tradie broker has heard them all.
Our clients’ stories
What happens when you reach out
- 1
The conversation: 15 minutes with our tradie broker on the business, the income and what you are trying to buy.
- 2
The plan: which lenders back your kind of income, and how the home loan, ute and gear fit together.
- 3
The application: packaged the way a lender needs to see a trade business, and managed through to approval.
- 4
After settlement: we stay in your corner as the business grows, from the next ute to the next site.
Straight from Dean
“Dean from Brokerage & Co was extremely helpful and professional throughout the whole mortgage process. He explained everything clearly, answered all my questions, and made the finance approval process much easier and less stressful. His communication was excellent, and he kept me updated at every step. I highly recommend Dean and Brokerage & Co to anyone looking for a reliable, knowledgeable, and supportive mortgage broker. Great service from start to finish.”
“Dean was so, so, so fantastic to work with! As first home buyers, we really had no idea what we were doing, but he made the entire process feel easy to understand. He took the time to explain everything clearly, answered every question with incredible patience, and never made us feel like we were asking silly questions. Throughout the whole journey, Dean was honest, reassuring, and genuinely had our best interests at heart. He listened to all of our worries and anxieties and always took the time to put our minds at ease. We never felt rushed, he was always happy to chat things through until we felt confident. His communication was outstanding, keeping us updated every step of the way, and he was always quick to respond whenever we needed him. On top of being incredibly knowledgeable, Dean is also a genuinely friendly and authentic person who made what could have been a very stressful experience feel exciting instead. We honestly couldn't recommend Dean more highly. If you're looking for someone who is knowledgeable, trustworthy, patient, and truly cares about getting the best outcome for you, he's your person. Thanks so so much Dean!!!”
Get in touch
Tell us where you’re headed
Start the conversation
Run your own numbers
Worth knowing
Does inconsistent trade income hurt my application?
Only when it is presented badly. Big months and quiet months are normal on the tools, and the right lenders read a well-packaged file for what it is: a business that works. Presenting it properly is our job, and our specialist tradie broker has lived it himself.
Can you sort the ute and tools as well as the home loan?
Yes. Vehicle and equipment finance runs alongside the home lending, structured so the gear does not lean on the house. One conversation can cover the lot.
I have been knocked back before. Is it worth trying again?
Usually the knock-back was about paperwork, not money. A different lender and a properly presented file often read the same situation completely differently. Bring the story; our tradie broker has heard them all.
What does it cost to work with you?
Nothing. Some brokers charge for their advice; we expressly do not. Lenders pay us, disclosed up front.
In your corner
Tell us what you're working toward and we will map the path. 1300 941 446, or book a time that suits.